WE ARE MAKING LOANS   Consumers Choice Credit Union is financially sound and we are making loans!   Despite all the news reports you’ve heard about loans not being available we stand ready to loan you money for an auto, a vacation or any worthwhile purpose. And yes, we are approving mortgages.    Your deposits are federally insured by the National Credit Union Administration (NCUA).  This is the equivalent of the bank’s FDIC Insurance.  The NCUA insurance fund is the strongest of the federal insurance agencies.   Credit Unions, including Consumers Choice, focus on members, not profits.  As member-owned cooperatives, Credit Union balance sheets are not affected by the whims of the stock market.   Consumers Choice has been a strong financial institution for all of its 57 years.   Thank you for your continued support and patronage!        My Credit Union - It Belongs to Me! International Credit Union Day - Thursday, Oct. 16, 2008 At Consumers Choice Credit Union, we take pride in our heritage as a cooperative financial services provider and our connection to other credit unions worldwide. Help us celebrate by stopping in for FREE SNACKS and a chance to win lots of great prizes! Halloween Fun!! Stop by the credit union on Friday, October 31st for our Halloween party! We will have cookies and pop in the lobby as well as trick or treat goodies and a costume contest for the kids with lots of fun prizes. Stop by and help us scare up some fun! ATM DEPOSITS   Effective November 1, 2008, all deposits made at an ATM machine will have a three day hold. If you make ATM deposits on a regular basis and would like to keep the one day hold that is currently placed, please call our office and ask to speak with a Member Service Representative.   how Your Card & Save®  .25% off an Auto Loan Rate* or add .25% on all CD Rates**   * annual  percentage rate • ** annual percentage yield   Here's easy-to-use software to help you create and manage a budget! This download is FREE for CCCU Members       Member Education Corner

NON MEMBERS PLEASE NOTE: Must live, work or worship in Saginaw County to be eligible for membership at CCCU.   Online Mortgage Approvals Access Your Visa Account   Shared Branching