|
|
|
|

Drive Away with a Great Deal Today!
The Right Car. The Right Price. The Right Loan.
If you are in the market for a new or used car or truck, we can help! Our rates for new and used vehicles are at an all time low. New vehicle loans are as low as 4% and used vehicle loans as low as 4.5%.
Apply for your loan today - it's as easy as 1-2-3!
1) Get preapproved - Apply on line and save .25% or you can call or stop in to talk to one of our Member Service Reps.
2) Review coverage options - Add credit life insurance, disability insurance and/or GAP Plus to your loan at a minimal price for maximum protection.
3) Pick up your check! |

Phone Transfer Policy Updated...
In an effort to increase security on your account, our policy for phone transfers had changed. If you wish to transfer money from your account to another, you will be required to be an owner or joint owner on both accounts. If you have any questions or concerns, please contact the credit union.

2010 Scholarship Applications STILL AVAILABLE!!
At Consumers Choice, we support higher education. Once again this year we are proud to offer a $1000 scholarship to our members. Scholarship applications are available in the lobby of the credit union or can be obtained by clicking on the picture located above this article.
This year the deadline to return your completed application is Friday, April 16, 2010.

Life is a Day at the Beach with Our LIFE SAVER ACCOUNT!
Always short on money? Have difficulties scraping together money of emergencies or unexpected expenses? We have got the perfect opportunity for you! It is called the Life Saver Account and we have designed it with you in mind.
The Life Saver Account offers an interest rate of 3% with minimum monthly deposits required. With as little as $25 a month or a maximum of $100 a month for a one year period, not only will you be rewarded with extra interest, your name will be entered into a drawing each quarter for your chance to win $25!
For more information you can stop in or call us at 989-799-5580 and we would be happy to answer any questions you may have.

American Values. American Savings. Exclusive Discounts for Consumers Choice Credit Union Members
Consumers Choice Credit Union is going the extra mile to save our members money. We’ve teamed up with the Invest in America discount program to offer an exclusive discount with GM and Chrysler so our members can save up to thousands of dollars on a new vehicle.
Plus, when you finance your new vehicle with us, you save even more money with our terrific low loan rates.
Just visit LoveMyCreditUnion.org to get the details and follow the link to learn how to get your discount. And make sure you talk to a member representative about your auto financing to get preapproved before you shop.
Planning a Trip or Large Purchase using Your VISA or Debit Card?
If you are traveling out of state or out of the country or need to make a large purchase with your VISA or Debit card and it falls outside of your normal pattern of activity, your card may be blocked. It is recommended that you contact CCCU ahead of time to inform us of your plans. We also suggest that you take the number for Falcon with you so that you can reach them immediately in the event that your card is blocked. Falcon is our 24/7 fraud monitoring system which monitors your card for excessive or unusual activity.
Falcon's number for use while traveling in the US is 888-241-2440 and outside the US is 909-941-1034.
Achieve Perfect 20/20 Financial Vision in 2010
GreenPath Debt Solutions is setting its sights on the New Year. Yes, it's time to peer at the financial eye chart on the wall for 2010. While the New Year may look a bit blurry at the moment, now is the opportune time to get your finances into focus!

Click on the GreenPath logo located above to read the top eleven ways to attain perfect 20/20 financial vision in 2010.
Moving?
If you are planning to move, please be sure and notify us of your new mailing address. For security reasons, we never forward your statements. Beginning April 1, 2010, if mail is returned to us due to any of the following reasons: “moved left no forwarding address”, “forwarding address has expired” or incorrect street name or number, there will be a $5 fee assessed to your account. If you would prefer to receive your statements electronically, please contact us about E Statements.
Shared Branching Partners
If you are out of the area and want to access your account you can visit one of our many Shared Branch locations. Stop by the office for an up to date list or click on the Xtend logo on the right side of the home page.
EXCITING NEWS!
Lake Huron Credit Union has now joined our Shared Branching partners! Their office is located at 1540 Tittabawassee Rd. and they are open until 6:00 daily and from 8:00-1:00 on Saturday.
Need to Find a Co-Op ATM on the Go?
Click on the red Co-Op logo located in the right hand column on the home page and you can locate all surcharge free Co-op ATMs. Not only that, you can download them directly to your cell phone or your Garmin, Tom Tom or other GPS device!
You can use your Consumers Choice Debit or ATM card to withdraw money at any 7-11 ATM free of charge. 7-11 is part of the Co-Op Network which allows you can grab some cash next time you get a slurpee with no fees! And AS ALWAYS our ATM is surcharge free.
Note: If the machine says there is a fee, accept the charges. As long as it is a 7-11 ATM or an ATM within the Co-op network, you will not be charged. You are allowed up to 6 free transactions at any Co-op network ATM. After your 6th transaction, the Credit Union will charge you $1.00 per transaction.
Get Your FREE Credit Report
According to the Federal Trade Commission the ONLY authorized online source to get your free credit report is at www.annualcreditreport.com. All three files - Experian, Equifax and TransUnion - are merged into one. Consumers should be aware that there are many sites out there that claim to offer "free" credit reports but often charge you for another product if you accept the report. If requesting your report on line is not for you than you can do it by phone at (877) 322-8228 or by mail at:
-
Annual Credit Report Request Service PO Box 105281, Atlanta, GA 30348-5281 |
|
MEMBER ALERT E-MAIL SCAM AND TELEPHONE SCAMS
Some of our members have reported receiving e-mails from a "phishing" e-mail scam asking them to click on a link to "authenticate" their account information for internet home banking. CONSUMERS CHOICE CREDIT UNION WILL NEVER SEND AN E-MAIL ASKING FOR YOUR ACCOUNT INFORMATION. NEVER RESPOND TO AN E-MAIL MESSAGE OR ANY CONTACT THAT ASKS YOU FOR YOUR PERSONAL INFORMATION. Click on the box below to learn more about phishing scams and how to protect yourself.

|
|
The Credit Union Difference...
Think about it!
When you joined Consumers Choice Credit Union, you became one of the owners,
not just a customer like in a bank.
"Serving our Community with Trust and Personal Service"
|
Consumers Cents Newsletter 
Note: All files are in PDF Format. You'll need Adobe Acrobat Reader to access them. | Questions or comments about this page please contact Carol Clark at 989-799-5580 or cclark@choicecu.org

Consumers Choice Credit Union
2510 Weiss St.
Saginaw, Michigan
48602
989.799.5580
Fax: 989.799.5108
cclark@choicecu.org
|