What's New at CCCU


                                                                                 EXCITING NEWS!

                                You can now   Visit us on Facebook!

                                                                                                                            


Life is a Day at the Beach with Our 
LIFE SAVER ACCOUNT!

Always short on money? Have difficulties scraping together money of emergencies or unexpected expenses? We have got the perfect opportunity for you! It is called the Life Saver Account and we have designed it with you in mind.

The Life Saver Account offers an interest rate of 3% with minimum monthly deposits required. With as little as $25 a month or a maximum of $100 a month for a one year period, not only will you be rewarded with extra interest, your name will be entered into a drawing each quarter for your chance to win $25!

For more information you can stop in or call us at 989-799-5580 and we would be happy to answer any questions you may have.


 BEWARE OF PHISHING SCAMS**

The most recent targets are debit cards via text message and phone calls.  The phone calls are automated and ask you to enter your card number, the 3 digit code on the back of your card, your expiration date and your PIN number.  The claim is to "reactivate" your card.  DO NOT give any information out over the phone.  The credit union will NEVER send you a text message or automated message about your account.  If you are ever unsure about any calls regarding your account please call us before you give out any infomation.

 

Planning a Trip or Large Purchase using Your VISA or
Debit Card?

If you are traveling out of state or out of the country or need to make a large purchase with your VISA or Debit card and it falls outside of your normal pattern of activity, your card may be blocked. It is recommended that you contact CCCU ahead of time to inform us of your plans. We also suggest that you take the number for Falcon with you so that you can reach them immediately in the event that your card is blocked. Falcon is our 24/7 fraud monitoring system which monitors your card for excessive or unusual activity.

Falcon's number for use while traveling in the US is 888-241-2440 and
outside the US is 909-941-1034.


Achieve Perfect 20/20 Financial Vision in 2010

GreenPath Debt Solutions is setting its sights on the New Year. Yes, it's time to peer at the financial eye chart on the wall for 2010. While the New Year may look a bit blurry at the moment, now is the opportune time to get your finances into focus!

Click on the GreenPath logo located above to read the top eleven ways to attain perfect 20/20 financial vision in 2010.


Moving?

 

If you are planning to move, please be sure and notify us of your new mailing address. For security reasons, we never forward your statements. Beginning April 1, 2010, if mail is returned to us due to any of the following reasons: “moved left no forwarding address”, “forwarding address has expired” or incorrect street name or number, there will be a $5 fee assessed to your account. If you would prefer to receive your statements electronically, please contact us about E Statements.

 


Shared Branching Partners

 

If you are out of the area and want to access your account you can visit one of our many Shared Branch locations. Stop by the office for an up to date list or click on the Xtend logo on the right side of the home page.

 


Need to Find a Co-Op ATM on the Go?

Click on the  red Co-Op logo located in the right hand column on the home page and you can locate all surcharge free
Co-op ATMs. Not only that, you can download them directly to your cell phone or your Garmin, Tom Tom or other GPS device!

You can use your Consumers Choice Debit or ATM card to withdraw money at any 7-11 ATM free of charge. 7-11 is part of the Co-Op Network which allows you can grab some cash next time you get a slurpee with no fees!  And AS ALWAYS our ATM is surcharge free.

Note: If the machine says there is a fee, accept the charges. As long as it is a 7-11 ATM or an ATM within the Co-op network, you will not be charged. You are allowed up to 6 free transactions at any Co-op network ATM. After your 6th transaction, the Credit Union will charge you $1.00 per transaction.


Get Your FREE Credit Report

According to the Federal Trade Commission the ONLY authorized online source to get your free credit report is at www.annualcreditreport.com. All three files - Experian, Equifax and TransUnion - are merged into one. Consumers should be aware that there are many sites out there that claim to offer "free" credit reports but often charge you for another product if you accept the report. If requesting your report on line is not for you than you can do it by phone at (877) 322-8228 or by mail at:

  •  Annual Credit Report Request Service
    PO Box 105281, Atlanta, GA 30348-5281

 MEMBER ALERT E-MAIL SCAM AND TELEPHONE SCAMS

Some of our members have reported receiving e-mails from a "phishing" e-mail scam asking them to click on a link to "authenticate"  their account information for internet home banking.  CONSUMERS CHOICE CREDIT UNION WILL NEVER SEND AN E-MAIL ASKING FOR YOUR ACCOUNT INFORMATION.  NEVER RESPOND TO AN E-MAIL MESSAGE OR ANY CONTACT THAT ASKS YOU FOR YOUR PERSONAL INFORMATION.  Click on the box below to learn more about phishing scams and how to protect yourself.


 

The Credit Union Difference...   

Think about it!


When you joined Consumers Choice Credit Union, you became one of the owners,

not just a customer like in a bank.

 

"Serving our Community with  Trust and Personal Service"

 

 

 
Consumers Cents Newsletter

Note: All files are in PDF Format. You'll need Adobe Acrobat Reader to access them.

  
Questions or comments about this page please contact Dana DeLong at 989-799-5580 or ddelong@choicecu.org


Consumers Choice Credit Union
2510 Weiss St.
Saginaw, Michigan 48602
989.799.5580
Fax: 989.799.5108
ddelong@choicecu.org