The Credit Union Difference...    Think about it! When you joined Consumers Choice Credit Union, you became one of the owners, not just a customer like in a bank. "Serving our Community with  Trust and Personal Service"

Banking at CCCU just got MORE CONVENIENT with Saturday hours at our Shared Branching Partners! Shared Branching Saturday Hours & Locations: Frankenmuth Credit Union 2796 Erna Drive - Drive-thru Saturday hours 8:00 a.m. to 12:30 p.m. Members elect volunteer board of directors, which sets credit union policy and direction. Banks are required to earn a profit for their owners, the stockholders.  Bank decision-makers will cater to what's best for the stockholder.  But in credit unions, the key questions is "What's best for the credit union owners and members?" This "not for profit" philosophy means... Higher dividends.  We, your credit union, pass the savings on to you by paying higher dividends than banks on savings accounts. Lower fees.  Banks charge whatever fees they think the marker will bear, to make as much profit as they can.  Credit Unions try to keep fees to a minimum, meaning lower or no service charges, lower or no ATM fees whenever possible and lower fees for things like overdrawn checks. Happy owners.  Credit unions rate highest in consumer satisfaction.   Credit unions watch out for their members and often share ideas on how to manage money.  It's people helping people. It is important that you participate fully in all of our products so that we can continue to keep our savings rates on top of the charts so you will earn more for your money.  We offer a variety of savings options for you and your family designed to fit every need: Regular Savings Accounts       Share Certificate/Certificate of Deposit Accounts Special Purpose accounts used for any purpose Individual Retirement Accounts Christmas Clubs CLICK HERE TO SEE OUR RATES. To ensure the safety of your funds, the U.S. government regulates all financial institutions.  We have deposit insurance protection through the National Credit Union Share Insurance Fund (NCSIF) for up to $100,000 per member.  Individual Retirement Accounts are insured separately for up to $250,000 per member. You're an owner at Consumers Choice... so save where it makes the most "cents"!