Consumers Choice Credit Union would like to offer its programs, services and financial opportunities to you. We are committed to providing our members with friendly, professional services at the lowest cost possible. Because we are owned by our members, the membership is our top priority. We are a not-for-profit financial cooperative, which means all of our earnings are returned to the membership in the form of high-return savings & low-rate loans.

Mission Statement

Consumers Choice Credit Union is comprised solely for the purpose of serving its members.  Our goal is to meet our members' financial needs with quality products and services while maintaining financial stability.

Family Membership Once you are a member, your entire family is eligible to join Consumers Choice Credit Union. Let your parents, spouse, grandchildren, siblings and others, related by blood or marriage, know about the benefits of credit union membership.

CU @ Home- Online Banking

Consumers Choice is making your life easier.  Use CU*@HOME to check your account balances, transfer funds, view cleared checks, and look at your most recent transactions when it's convenient for you.  Our flexible CU*@HOME (pronounced Q at Home) PC Home Banking System makes taking care of your credit union transactions faster and easier than ever. 

Click here to access CU*@HOME now.  (You will need your pin number)

Easy Touch Teller- Bank By Phone   You can perform transfers and inquiries to your credit union accounts from any touch-tone phone, just dial  (800) 236-4880. All you need is your Personal Identification Number (PIN) and your credit union access  number (011). Free of charge Transfer funds between accounts Make loan payments Make your Consumers Choice Credit Union's VISA payment Verify cleared checks  Verify current balances Review recent transactions Access 7 days a week, 24 hours a day

Savings Consumers Choice Credit Union offers a wide variety of savings accounts. Whether you’re saving for retirement, college tuition or simply saving for a rainy day, we have an account that can accommodate your needs. Share Savings – A $5 deposit into this account establishes your membership/ownership. IRA – Interest is tax-deferred. Certificates – Enjoy high earnings! Christmas Club Accounts Special Purpose Accounts

Loans   Consumers Choice Credit Union offers low-interest loans for just about any worthwhile purpose. With affordable repayment terms and same day approval, our lending program is a high-quality, convenient service for all qualified members. Plus, you can make weekly payments on your loan through Payroll Deduction. Fast and convenient Low interest rates Weekly payments Payroll Deductions 100% financing on new and used automobiles Secured and unsecured loans available PHIL-Easy access line-of-credit VISA  Click here to apply for a loan

PHIL

Get cash fast and easy with a Personal Hassle-free Instant Loan (PHIL).  PHIL is a line-of-credit loan that you can use to get money when you need it without having to submit an application every time.  PHIL has many advantages...

• Low 12% APR
• Easy access to the funds through the Easy Touch Teller, CU*@HOME PC Home Banking or in person at the credit union.
• Borrow what you need up to your individual credit limit, when you need it.
• Payments are figured at $35 per $1,000 borrowed.  Example, $2,000 would equal a monthly payment of $70.  (2 X $35)

Click here to apply for a loan

VISA Our low-interest VISA is a convenient source of affordable credit. A Consumers Choice Credit Union VISA card offers the following value-packed benefits: InternetActive Calculators™ Credit Card Payoff Calculator Monthly Payment: Credit Card Balance: Interest Rate: Low 8.9% APR No annual fee 25-day grace period on purchases Cash advance capabilities Low monthly payments Free Travel and Accident Insurance Shopping Discounts Make payments at the credit union ACH payments available

Debit MasterCard A MasterMoney Debit Card gives you the convenience of a checking account coupled with the universal acceptance of MasterCard, plus the ability to obtain cash from thousands of ATMs coast to coast. Use MasterMoney Debit Card at grocery stores, gas stations, restaurants and any other place of business that displays the familiar MasterCard logo. It’s especially handy where merchants accept MasterCard but do not accept checks. Just present the card and sign the receipt, and the money will be deducted from Checking Account automatically. You can also use your card at ATMs to make cash withdrawals, deposits and other credit union account transactions. No annual fee No transaction fee No interest charged because the funds you use are taken directly from your Checking Account

NCUA Your funds at Consumers Choice Credit Union are insured up to $100,000 by the National Credit Union Administration (NCUA). Individual Retirement Accounts (IRAs) are separately insured for an additional $100,000

Consumers Choice Credit Union
2510 Weiss St.
Saginaw, Michigan 48602
989.799.5580
Fax: 989.799.5040
cclark@choicecu.org